“What passive index gives you “6-7%?” My passive index funds gives me 25%, 2%, -6%, 12%, 4%, -18% etc. It might average out around 7%, but I certainly don’t expect that in any given year as it is actually a very rare year I get that exact return. - Jim Dahle, M.D.
General observations only. Does not constitute tax, legal, or investment advice. Full disclaimer.