House

Physician Advising Quote #316

Physician Advising Quote #316

“Furniture in every room of the house? Took 3 years after moving in.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #315

Physician Advising Quote #315

“Ideally, a fine painting, like a house, is neither a speculation nor an investment; it is a purchase. Its value consists solely of the pleasure and utility it provides now and in the future. The dividend the painting provides is of the non-financial variety.” - William Bernstein, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #295

Physician Advising Quote #295

“One house, one spouse, one job. Divorce cuts your assets and future income in half. Do it twice and you'll likely never build wealth.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #273

Physician Advising Quote #273

“Get married and stay that way. One house. One job. One spouse.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #265

Physician Advising Quote #265

“For doctors the biggest culprit is usually that big fat Doctor House limiting your mortgage to two times your gross income will make a huge difference.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #264

Physician Advising Quote #264

“We lust after a Beemer and a 6,000 square foot house, only to find that they quickly lose their allure, and that maintaining them commands way too much time and money. Worst of all, the cost of all this stuff necessities wasting our lives at jobs we despise and so prevents us from doing the things we love.” - William Bernstein, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #263

Physician Advising Quote #263

“After four years, we upgraded to the big doctor house- 4400 sq ft, 100 mile view, lots of other doctors in the neighborhood, top three elementary schools in the state etc. Was it worth it to wait? Definitely.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #262

Physician Advising Quote #262

“On average, a house is a terrible investment, because its real value doesn’t increase by much more than about 1% per year after inflation.” - William Bernstein, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #244

Physician Advising Quote #244

“Most advice I have read recommends against residents buying a home unless you know you are going to stay in that area after residency, and even then, your concept of a ‘resident house’ is likely different than your concept of an ‘attending house’.” - Benjamin Meyer, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #242

Physician Advising Quote #242

“When your income sucks, don’t buy a house. 47% of gross spent on housing was insane. No wonder we needed a co-signer.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #217

Physician Advising Quote #217

“Downgrade Your Lifestyle. If you have already upgraded your lifestyle too much to be able to put $100K a year toward those loans and some hardcore budgeting can’t solve the problem, you may need to sell your cars and drive beaters or even sell your house and find a cheaper rental house for a few years.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #212

Physician Advising Quote #212

“I recommend you save 20 percent of your gross income for retirement. If you got to save for college or a boat you want or another house or whatever that’s above and beyond the 20 percent.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #182

Physician Advising Quote #182

“Like most other Americans you probably spend too much. You should be saving 20% of your gross income, and that doesn't count saving for college, a house down payment, a vacation, a new car, or student loan payments. Do ‘Future You’ a favor and leave her something to live on later.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #169

Physician Advising Quote #169

“Buy a house when you are in a stable professional and social situation, not before. It's not the American Dream, it's not a no-brainer, it's not enough to just compare the mortgage payment to the rent payment, and renting is not throwing away money.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #168

Physician Advising Quote #168

“Most calculations of a break-even period demonstrate that it typically takes three to five years just to break even when comparing buying and renting a house.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #167

Physician Advising Quote #167

“You’ve got expenses, you have maintenance, you have upkeep, you have taxes to pay, so it’s really not a great investment. It’s an expense, and the less you can spend on your house, probably the better off you are.” - William Bernstein, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.

Physician Advising Quote #100

Physician Advising Quote #100

“Just because you are a doctor or your children deserve a nice house in a safe neighborhood, a safe car, and ‘the best’ when it comes to their education doesn’t mean you can actually afford to give them those things. Those are generally excuses for overspending.” - Jim Dahle, M.D.



Joe Matelich founded Physician Advising to bring physician-specific financial advice to his wife's colleagues at a fair price. Loan analysis (free), D.I.Y. picture-book (free), account aggregation (trial), & comprehensive post-residency or residency advice.


General observations only. Does not constitute tax, legal, or investment advice.  Full disclaimer.