Frequently Asked Questions

What is Joe's story?

My wife is a family medicine resident; I am passionate about the journey through the stages of financial wellness.

What does Joe do?

Financial planning and investment management for early career physicians.

Why this career?

My undergrad major was psychology & my master's degree business finance. Financial planning is 90% psychology and 10% math.

Who do you work for?

I work directly for my clients.

How are you different?

I provide financial advice in the way I would want my wife to be treated if I wasn't her financial advisor.

Is student loan review really free?

Yes. Financial planning is a process, not an event. I bill for the process.

How can I get a loan analysis?

Click & follow the instructions.

Why are you helping?

~300,000 in the USA call themselves financial advisors. ~2% are fee-only. ~50 are physician-specific AND fee-only. I am one.

What if I'm not a client?

I respond to a limited number of financial questions from not-yet clients.

Can I be a client later?

Maybe. I will be intentionally limiting my total client panel to ~40 families. I am ~1/3 full.

Can you alert me before your practice is full?

I may send out an email before I stop taking new clients.

How can I be alerted?

Click & submit your email.

Why do you want my email?

So I can share updates with you when new things happen.

What happens to my email?

I send you emails. I never sell or share it, I promise.

How many pages is the picture book?

Eleven (11) pages.

How can I read the investing picture book?

Click & submit your email.

What is the spending aggregator?

The software I use with my clients.

Can I try the spending aggregator?

Click & sign up for the trial.

How do you make money?

My clients pay me an annual amount based on complexity. No hidden arrangements.

How can I become a client?

Click & schedule an initial call.

“Every real financial advisor in the country who hasn’t yet closed their practice ought to be widely promoting their second opinion service. While they might meet a lot of ‘tire kickers,’ it’ll help them realize just how rare advisors like them are, and it’s still pretty cheap marketing.”
Jim Dahle, M.D.

Photo:  Jeff Chrisler