Frequently Asked Questions
What is Joe's story?
My wife is a family medicine resident; I am passionate about the journey through the stages of financial wellness.
What does Joe do?
Financial planning and investment management for early career physicians.
Why this career?
My undergrad major was psychology & my master's degree business finance. Financial planning is 90% psychology and 10% math.
Who do you work for?
I work directly for my clients.
How are you different?
I provide financial advice in the way I would want my wife to be treated if I wasn't her financial advisor.
Is student loan review really free?
Yes. Financial planning is a process, not an event. I bill for the process.
How can I get a loan analysis?
Why are you helping?
~300,000 in the USA call themselves financial advisors. ~2% are fee-only. ~50 are physician-specific AND fee-only. I am one.
What if I'm not a client?
I respond to a limited number of financial questions from not-yet clients.
Can I be a client later?
Maybe. I will be intentionally limiting my total client panel to ~40 families. I am ~1/3 full.
Can you alert me before your practice is full?
I may send out an email before I stop taking new clients.
How can I be alerted?
Why do you want my email?
So I can share updates with you when new things happen.
What happens to my email?
I send you emails. I never sell or share it, I promise.
How many pages is the picture book?
Eleven (11) pages.
How can I read the investing picture book?
What is the spending aggregator?
The software I use with my clients.
Can I try the spending aggregator?
How do you make money?
My clients pay me an annual amount based on complexity. No hidden arrangements.